55 Lottery - Privacy Policy

Information We Collect

Account and Registration Data

When you create a 55 Lottery account on 55lotteryapp.in.net, we collect your full name, date of birth, email address, and mobile number. To comply with Know Your Customer (KYC) requirements under Indian law, we also collect a copy of a government-issued identity document, such as an Aadhaar card, PAN card, or passport, to verify your age and identity before you can participate in any lottery draw.

Financial and Transaction Data

We collect payment details necessary to process deposits and withdrawals through popular Indian payment methods including PhonePe, Google Pay (GPay), BHIM UPI, and net banking. Specifically, we collect UPI IDs, bank account numbers, IFSC codes, transaction amounts, timestamps, and payment reference numbers. We do not store full card numbers on our servers; all card-based transactions are routed exclusively through PCI-DSS-certified payment gateway partners such as Razorpay.

Usage and Device Data

Our servers automatically log your IP address, device type, operating system, browser or app version, session timestamps, pages visited, and lottery tickets purchased. We also use cookies and device identifiers to recognise returning users, maintain session security, and measure the performance of platform features on 55lotteryapp.in.net.

How We Use Your Information

Service Delivery and Account Management

We process your registration and financial data to open and maintain your 55 Lottery account, authenticate your login sessions, execute ticket purchases, calculate prize amounts, and credit winnings to your nominated payment method. Without this processing, we cannot deliver the lottery service described in our Terms of Service.

Legal Compliance and Record-Keeping

Indian law, including the Prevention of Money Laundering Act (PMLA) and the Information Technology Act, 2000, requires us to verify user identities, maintain auditable transaction records for a minimum of five years after account closure, and report suspicious transactions to the Financial Intelligence Unit, India (FIU-IND). We process your data to meet these statutory obligations and to cooperate with any lawful regulatory enquiry.

Security and Fraud Prevention

We analyse IP addresses, device fingerprints, and behavioural patterns to detect multi-account fraud, bonus abuse, underage participation, and unauthorised access attempts on 55lotteryapp.in.net. This processing is carried out on the basis of our legitimate interest in maintaining a safe, fair lottery environment for all participants. We do not sell or share this analytical data with advertisers.

Marketing Communications

With your prior consent, we send promotional emails and push notifications about upcoming 55 Lottery draws, deposit bonuses, and referral rewards. You may withdraw consent at any time via the unsubscribe link in any marketing message or through the notification settings in the app, without affecting the lawfulness of processing carried out before withdrawal.

Your Rights

Access, Correction, and Deletion

You have the right to request a copy of the personal data we hold in connection with your 55 Lottery account, to correct any inaccurate information, and to request deletion of data that is no longer required for the purposes described in this policy. Deletion requests are subject to our statutory retention obligations under Indian anti-money-laundering law, which require us to retain transaction records for at least five years after account closure.

Objection and Restriction

You may object to processing where we rely on legitimate interests, such as fraud-detection analytics, and we will cease that processing unless we can demonstrate compelling legitimate grounds that override your interests. You may also request that we restrict processing, for example, while a correction request is under review, during which time we will limit use of your data to storage only. Where processing is based on your consent, such as marketing communications, you may withdraw that consent at any time.

Data Portability

You may request a copy of personal data you have provided to us in a structured, commonly used, machine-readable format. This right applies to data processed by automated means on the basis of contract or consent. We will fulfil all verified portability requests within 30 days at no cost to you.

Contact Us

For privacy enquiries or to exercise any right listed in this policy, contact the 55 Lottery data protection team at [email protected]. Please include your registered email address and a brief description of your request. We aim to respond within 30 days of receipt.